How It Works
Buying a home with seller financing is simpler than you might think. Here’s how Hassle Free Homes gets you from browsing to owning — without a bank.
Find a home you love
Browse the available homes with seller financing. Pick out the one that’s a good fit. If you don’t find a good match, we have a program called “pick-your-own” where you can pick out any home in your area (that the seller is willing to sell), and we will buy it and resell it to you with seller financing!
View the home that you are interested in
Set up a showing. Walk through the home. We want you to be confident that it’s the right home before you move forward.
Apply — no bank required
Fill out an application. Approval is usually quick and painless.
Make your deposit
A deposit of "earnest money" is required to secure the home.
We become the bank
Instead of sending you to a lender, we provide the financing ourselves — on many homes that includes full 30-year seller financing with no balloon payment! You get clear terms up front.
Move in and build ownership
Make your monthly payments and start building equity in a home that’s yours — no waiting years to qualify for a traditional loan.
Why buyers choose seller financing from Hassle Free Homes
- Full 30-year seller financing — no balloon payment
- No bank loan and no specific credit score required
- Qualify based on income and work history, not just credit
- Choose from our homes or almost any home available for sale
- Clear, up-front terms and payments on every listing
- A simple, honest, hassle-free path to homeownership